Expats & Foreign Nationals
Helping expats and foreign nationals to invest in UK property
With the UK housing market remaining buoyant, purchasing an investment property in the UK can often make financial sense. We can help arrange mortgages for expats and foreign nationals to enable them to purchase a property in England, Wales and Scotland. Or remortgage their current UK property, perhaps to secure a better rate or release some equity.
Mortgages for expats and foreign nationals are the same as standard mortgage products, however, some lenders may charge a higher interest rate and fee due to them being perceived as higher risk. Only a select number of specialist lenders offer these type of mortgages as the process of verifying your income can be more complicated, particularly if you do not hold a UK bank account.
Our experienced team will be able to identify which lenders to approach to secure the best deal. Factors which can help to support your application include working for a multinational company, paying funds into a UK bank account and having a British or EU passport. Speak to our whole of market Mortgage Advisers for more information, 07404 222 232 or arrange a call back.
Here are a few reasons why you should contact our team of Commercial Mortgage Brokers
You are an expatriate or foreign national looking to purchase a property in the UK
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You are an expatriate or foreign national looking to remortgage a property/ portfolio of properties in the UK
You want to borrow more for home improvements, to consolidate debt or for any other legal purpose
Your current mortgage deal is ending soon
You want to pay more off your mortgage each month but your current lender won’t let you
You want a fixed mortgage product so that your payments won’t go up or down
You want a better rate
You want to switch from an interest-only to a repayment mortgage
Your home’s value has greatly increased since you purchased it
(Assuming these are regulated residential mortgages for UK property)
Your home may be repossessed if you do not keep up repayments on your mortgage.
Find Out How Much You Could Borrow
We’ve designed our mortgage calculators to provide you with an idea of the amount you could borrow and how much it will cost you each month.
To get an accurate quote; based on your income, expenditure and any commitments, we recommend that you speak to our Mortgage and Protection Advisers
