If you’ve had your current mortgage for a long time then it’s likely that you could be paying tens or even hundreds of pounds more than you need to each month. Many lenders offer a fixed or preferential rate for the first few years and then transfer your mortgage onto a standard variable rate product (SVR), which is often more expensive.

Before remortgaging, it is important that you seek advice from a Mortgage Adviser who can compare products across the whole of the mortgage market for you. There are hundreds of mortgage lenders available to borrowers, each offering different rates, fees and promotional deals. Our experienced team can help you cut through the mortgage maze and secure the most cost effective deal which suits your needs.