First-time Buyers

Helping first-time buyers to get their foot on the property ladder

We’re here to support first-time buyers every step of the way; from working out how much you can borrow to helping you understand the application process.

Getting a mortgage for the first time can be a daunting experience. Thanks to steep property prices, first-time buyers generally speaking have smaller deposits. Consequently, this means they need to borrow more which limits the number of products and lenders available to them. In recent years, some lenders have introduced new product ranges to help more people take their first step onto the property ladder. This has created an abundance of 95% loan to value mortgages, in addition to products which allow a parent or close family member to act as a guarantor.

For many people, a mortgage is the largest investment they will ever make. So it’s crucial that you speak to an experienced Mortgage Adviser who can search through the mortgage maze to advise you on the best product available to suits your needs.